Earl Smith, Your Halifax Mortgage Broker

Earl Smith || November 08, 2019

Buying a home doesn’t have to be stressful

Buying a house should be an exciting time but it can get pretty stressful, not only for first time home buyers, but for move-up buyers as well. The number one worry is finding problems after moving...

Earl Smith || November 04, 2019

Mortgage renewal approaching in the next 6 months?

This may be the year you get that renewal letter in the mail. Many will just sign the new renewal rate because it's easy, and the idea of switching to another lender may be too onerous. You are busy...

Earl Smith || September 24, 2019

Use the Smith Maneuver to Build Wealth

What’s the Smith Maneuver? It’s a wealth-building strategy to create a tax-deductible mortgage. You may have heard, and envied, that mortgage holders in the US can claim their mortgage interest as...

Earl Smith || August 28, 2019

Home Ownership, yes! But wait...

OOPS, what happened? I moved in and I didn’t consider all that needed to get done. Most homeowners admit to making at least one mistake when they purchased their home, according to a...