Earl Smith, Your Halifax Mortgage Broker

Earl Smith || February 07, 2017

Alternative Lenders go Mainstream

For some, getting a mortgage from a bank has become a bit more challenging – even if your credit score is good If you don’t qualify using the benchmark rate, regardless of what mortgage rate and...

Earl Smith || January 18, 2017

BANK OF CANADA RATE ANNOUNCEMENT JAN 18TH, 2017

Bank of Canada Rates Looks like 2017 begins the same way 2016 ended, with the Bank of Canada announcing that it has maintained its target for the overnight rate at 1/2...

Earl Smith || October 21, 2016

Do you know all the costs of buying a home?

Before you take possession of your new home, you need to consider any and all additional costs of obtaining your mortgage - closing costs.. Home inspection...

Earl Smith || October 21, 2016

Use these saving tips to become mortgage free!

Good news! It only takes small changes for you to become mortgage free and save thousands of dollars in interest. In December, Mortgage Professionals Canada released its annual state of the housing...